A line of credit that lives inside your portfolio

Liquidity, without liquidation.

BorrowVest lets you access cash against your investment portfolio - without selling a single share, triggering capital gains, or breaking your long-term strategy.

Portfolio (stays invested)Pledged

Total value

$500,000

Fully invested

Available to borrow

$175,000

Up to 35% of your pledged assets

Rate6.2% APR
Drawn$40,000

Repay on your own schedule — no fixed monthly term.

Selling to raise cash is the most expensive way to raise cash.

Stay fully invested

Your securities never leave your portfolio. They keep their market exposure while you access the cash.

No sale, no tax event

Borrowing isn't selling. No realized gains, no capital gains tax on a short-term need.

Repay on your terms

No fixed monthly schedule. Draw what you need, repay when it suits you.

How it works

Borrowing against your portfolio sounds complex. Using it isn't.

From connecting your account to cash in hand — here is the whole process, start to finish.

  1. 01

    Connect your portfolio

    Securely link the investment account you already hold. Nothing new to open, nothing to transfer.

  2. 02

    See your line

    We assess your holdings and show your available credit and rate in seconds.

  3. 03

    Your portfolio stays put

    It remains in your name at your broker — only a lien is placed against it.

  4. 04

    Draw your cash

    Funds are yours to use, for any purpose, on your schedule.

Your money is secure.

Safety and privacy are the foundation of everything we build.

Your funds stay yours

Assets are held in your name at your broker. BorrowVest never takes custody of your money.

Regulated and transparent

We operate under a regulated framework and show you exactly what we do and why — no black boxes.

Institutional-grade security

Read-only connections, encryption in transit and at rest, and regular security audits.

See what your portfolio can unlock

Curious how much you could borrow against your holdings? Leave your details and we will get back to you.

Email
hello@borrowvest.com